When standard cover doesn’t fit, we build it.
Some risks are too large, too concentrated or too unusual for an off-the-shelf policy. We design tailored structured insurance solutions around your balance sheet, your appetite for risk and how your business actually runs.
More than one way to carry risk.
We combine traditional insurance with capital markets and alternative risk financing, through specialist partners we trust.
Tailored insurance structures
Programs designed for one client, not a category. Coverage, limits and retentions are built to match the exposure.
Insurance-linked securities
Working with our partner Spence Strategic, we structure catastrophe risk transfer through insurance-linked securities.
Captives and self-insurance
Working with our partner Dion Strategic, we help clients finance risk through alternative risk strategies like captives and self-insurance.
A non-profit on a flood plain.
We built cover that pays on a river level, not a loss adjustment.
- The challengeRepeated flood losses and a deductible raised to $500,000.
- Our approachParametric cover triggered by the river’s maximum daily water level, tested against every flood event since 2010 and refined until it paid on the events that mattered.
- The structureA $2,000,000 limit, paying out on a linear scale between two set water levels.
- The resultWhen the river rose, the policy paid $1,284,000, by EFT 12 days after proof of loss.
Talk to us about a structured solution.
Talk to a broker